£10m worth of seized cars saved from crusher in February alone

feedback@motor1.com (James Fossdyke)
Stacked and crushed old cars in junkyard

Scheme sees uninsured drivers' cars returned to their rightful owners - the finance companies.

Cars worth a combined total of more than £10m were saved from the crusher last month as part of a scheme to reunite uninsured vehicles with the finance companies that own them.

More motors snatched from the crusher's jaws:

Uninsured cars are usually confiscated and either crushed or sold at auction, but the HPI Crushwatch scheme digs out cars that have outstanding finance and returns them to their rightful owners. Last year, the scheme returned cars worth around £122 million to the financiers that legally owned them. In total, Crushwatch recovered some 13,000 of the 109,000 vehicles seized by police after their drivers had been found without the necessary documentation.

And this year looks to be a similar story, with the scheme recovering £10 million worth of vehicles in February alone. More than a quarter of that value was retrieved in London alone, with £2.7 million worth of cars seized by the Metropolitan Police sent back to the lenders to whom they belonged.

Pile of cars in the junkyard waiting for recycling

Outside the capital, West Yorkshire topped the table for highest-value recoveries, after February saw cars totalling more than £768,000 earn a reprieve from the threat of the crusher. One of the vehicles reunited with the finance company that owned it was a Bentley Bentayga with an estimated value of around £95,000.

Even some forces in and around big cities saw far lower figures than the West Yorkshire force, with Greater Manchester Police returning cars worth a total of £562,000 to their owners and Police Scotland returning cars worth a combined sum of £512,000.

Bentley Bentayga Speed

Although some of these cars are high-end supercars such as Aston Martins, Bentleys and Lamborghinis, HPI says many are normal cars in the hands of drivers who paid for the cars on finance and then failed to insure them. Last year’s most commonly returned vehicles were the Volkswagen Golf, Vauxhall Astra and Ford Focus.

2018 Ford Focus ST-Line

Nevertheless, Barry Shorto, head of industry relations at HPI, said the scheme was proving its worth to finance companies by reducing their losses on uninsured vehicles.

“Crushwatch is proving what a valuable role it plays in the process of clamping down on uninsured drivers,” he said. “In just one month, the total value of the cars recovered locally by West Yorkshire Police was over three-quarters of a million pounds and by police forces nationally it was over £10 million. This indicates that the problem is becoming more widespread and increasing year on year.

“Through ongoing collaboration with police forces throughout the UK, we can continue to minimise finance company losses whilst also clamping down on the problem of drivers thinking it’s okay to drive without the necessary insurance.”