Car insurance might be void if you have an accident caused by the side effects of a coronavirus vaccine, lawyers warn

Martin Evans
·2-min read
Motor Insurance Premiums - David Jones/PA
Motor Insurance Premiums - David Jones/PA

Drivers who get straight behind the wheel after having a Coronavirus vaccination could be at risk of invalidating their car insurance, a leading motoring lawyer has warned.

Nick Freeman, who was dubbed Mr Loophole after getting a string of celebrities off motoring charges, said having a jab is classed as a medical procedure and therefore drivers are unlikely to be covered by their policy if they are involved in an accident on the way home.

He said it could be a particular issue with drive through vaccination centres and he has recommended that people do not drive immediately after getting a coronavirus jab.

A member of staff administers a COVID-19 vaccine to a member of the public in a drive-thru vaccination centre in Scotland - Jeff J Mitchell/Getty Images Europe
A member of staff administers a COVID-19 vaccine to a member of the public in a drive-thru vaccination centre in Scotland - Jeff J Mitchell/Getty Images Europe

Mr Freeman said: "It's well documented that the vaccine can produce a range of side effects such as a sore arm, tiredness, fever, nausea and headaches, all of which can compromise the ability to drive.

"So, if you use your car straight after a jab, are feeling a bit under the weather and you are then involved in an accident, there's a possibility your insurers would vitiate your policy.

"If you were to fight this in court, there would be a burden on you to demonstrate you were not adversely affected by the vaccination and that it was not the jab or its side effects which were responsible for the incident."

More than 20 million people have now had their first coronavirus jobs with all adults expected to be immunised by the late summer.

Dozens of drive through vaccination centres have helped speed up the process, but Mr Freeman urged people to plan ahead and not take unnecessary risks behind the wheel.

He said: "The vaccination programme has been a huge success, and nothing must deter people from taking up these vital appointments.

"My advice to anyone called for their coronavirus vaccine is either to take someone with you or wait 15 minutes and ensure you feel no adverse reaction before driving home. And of course, don't drive while experiencing side effects from a delayed reaction."