New car insurance rules to stop driving becoming 'luxury for the few'

New car insurance rules are needed with drivers and motorists currently "under attack from all sides". Car insurance prices have been branded "out of control" by experts who've called for motorists up and down the country to be protected.

Experts have called on political parties to help drive down the costs of car insurance for road users. The Motorist Manifesto from Nextbase urges younger drivers to be protected from skyrocketing insurance prices, too.

Bryn Brooker, head of road safety at Nextbase, explained that most adults in the UK drive, but they are “under attack from all sides”. He added: “Without concerted action by whoever wins the election, driving will soon become a luxury available only to the rich few.

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“Insurance costs for young drivers are out of control, with the average 18-year-old asked to pay an eye-watering £3,000.” The next government, after July 4, should collaborate with insurers to make the test “tough enough” that it has a real impact on premiums, he added.

Mr Brooker doesn’t want to see the same mistakes repeated across the country which could leave many “trapped in a cycle of poverty”. On Low Traffic Neighbourhoods and Clean Air Zones, Nextbase adds that the schemes come with “potential harm” and has called for the end of new projects for the time being.

Brooker added: “That time can be used to study the impact of the ULEZ expansion in detail.” Bryn said: “The extension of the ULEZ to Greater London has made driving unaffordable for those who can only afford older cars, and are often ill-served by public transport.

“Any extension of clean air or congestion zones in other cities which have even poorer public transport systems risks creating massive areas of ‘transport poverty’ - where the poor are trapped in a cycle of poverty as they can’t get themselves to areas with jobs.

“Any new Government should take a breather and have a look at the potential harm that these schemes create. That time can be used to study the impact of the ULEZ expansion in detail.”