The death of the weekly supermarket shop has sparked a "tap-and-go" payment boom as the number of payments made by contactless cards more than tripled last year.
More than half of British people have given up the traditional big seven day shop, and are making more frequent visit to local stores, research shows.
The rise in smaller value shops in supermarkets has led to a sharp rise in the use tap and go cards, which have a £30 spending limit and therefore cannot be used for big family shops.
The average online card payment was for £80.04 in December, compared to the average contactless card payment, which was worth £9.52.
Increased contactless spending in supermarkets helped boost an overall increase last year with contactless payments accounting for £25 billion of spending, compared to £7.75 billion in 2015, according to the UK Cards Association.
The number of card purchases reached a record monthly total of 1.3 billion in December 2016, up by 13 million on November, it said.
Tami Hargreaves, director of digital consumer payments at Barclaycard, said: "The days of the weekly food shop are gone for many Brits. "While a couple of hours spent browsing store aisles will always be preferred by some, there is a clear shift towards speed and convenience, coupled with several top-up shops through-out the week. "This change in consumer behaviour lends itself to the sharp increase in touch and go we're seeing in the supermarket sector."
Graham Peacop, chief executive of the UK Cards Association, said: "Contactless cards are increasingly becoming the payment method of choice for everyday, low-value purchases, with a quarter of card payments now contactless."