Five common PIP conditions that could receive £470 every month to help with daily life

Millions of people are already receiving financial help from the Personal Independence Payment system
-Credit: (Image: Getty Images)

Over three million Brits are currently receiving Personal Independence Payment (PIP) benefits, a financial aid designed to assist individuals with living costs related to disability or long-term health conditions. Despite many people suffering from common ailments being eligible for this support from the Department for Work and Pensions (DWP), they often fail to claim it.

Common health issues such as certain mental health or muscular problems could qualify you for regular cash payments from the DWP, potentially worth up to £470 a month for those needing assistance with daily living costs. An additional mobility-related payment can add a further £328 to each PIP instalment.

Despite an increase in claims due to work-related illnesses, DWP data reveals that the majority of PIP applications (59%) are rejected for not meeting the criteria. However, determining whether you fit into the broad categories of disability and sickness outlined by the department can be challenging.

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Homecare's analysis indicates that most PIP claimants fall into five categories, although there is no definitive list of conditions that guarantee financial assistance. If you're one of the millions struggling with everyday life due to a common ailment, you might be able to receive some help to alleviate your stress.

If you apply for Personal Independence Payment (PIP), you'll have to undergo an assessment. This process evaluates your ability to work or even carry out daily tasks before a decision is made to either reject your application or approve it, awarding you a low or high amount, reports the Mirror.

The lower tier of the PIP daily living benefit amounts to £315 per month.

Mental Health Conditions

For those living with mental health conditions that impact their interaction with people and their environment, PIP can be a straightforward route to financial aid. Approximately one-third of all PIP claims are related to mental health issues and psychiatric disorders, making them the most common reason for seeking additional support.

Not everyone will qualify after the assessment, but some examples of conditions that people can claim for include:

  • Anxiety

  • Panic attacks

  • Post-traumatic stress disorder (PTSD)

  • Depression

  • Bipolar disease

  • Eating disorders

  • Obsessive compulsive disorder (OCD)

  • Addictions (for example drug or alcohol misuse)

Respiratory Diseases

Breathing problems can make everyday tasks significantly more challenging, or even impossible. If you're struggling to breathe due to an underlying health condition, you should consider applying for assistance with your living costs.

The most common respiratory issues that qualify people for PIP are:

  • Asthma

  • Cystic Fibrosis

  • Emphysema

  • Chronic bronchitis

Musculoskeletal - General

Individuals living with musculoskeletal problems often find it difficult to move around or work full time due to their conditions. Many with particularly severe issues may also qualify for the additional mobility PIP award.

Typical muscle or bone-related issues that people claim PIP for are:

  • Arthritis

  • Osteoarthritis

  • Fibromyalgia

  • Carpal tunnel syndrome

  • Tendonitis

Musculoskeletal - Regional

If your muscular or bone-related issues are specific to a part of your body, it is categorised as a regional musculoskeletal issue. This could mean a problem with almost any part of your body, such as a repetitive strain injury, or broken limb.

Neurological disorders

People who live with a condition that affects their brain and nervous system should qualify for help through PIP. These can range from age-related conditions to common neurological disorders like epilepsy.

Other examples of PIP-qualifying neurological disorders are:

  • Motor neurone disease

  • Multiple sclerosis (MS)

  • Epilepsy

  • Parkinson’s disease

  • Alzheimer’s

  • Narcolepsy