Full list of supermarkets accepting and rejecting cash in the UK

-Credit: (Image: Reach Publishing Services Limited)
-Credit: (Image: Reach Publishing Services Limited)


Several of the UK's largest supermarkets are shifting to card-only payments at specific sites. Tesco announced last month that 40 of its cafes would become cashless.

Customers were instead encouraged to order food via a self-service machine and pay using cards or contactless on their phones.

In a similar vein, Asda has announced that 270 of its petrol stations will only accept card payments at the pumps. While Morrisons continues to provide both cash and card options at all its locations, some stores do have card-only self-service checkout machines.

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However, in these stores, manned checkouts still accept cash payments. A number of large supermarkets continue to accept cash, either through self-service or manned tills, including Aldi, Co-op, and Waitrose.

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Aldi operates both manned tills and self-service checkouts across its 1,000 UK sites but doesn't have any cafes or petrol stations, which have been the primary targets of cashless schemes so far. Co-op also has both manned and self-service checkouts across its 2,400 stores, with some self-service being card-only.

Waitrose does have manned tills that accept cash, but its self-service checkouts are card-only across all of its 300 UK locations. Is it legal for businesses to reject cash payments?, reports the Mirror.

UK businesses have the legal right to decline either cash or card payments if they wish. The previous government clarified in 2022 that it has no intention of implementing policies that would legally compel a business to accept cash payments.

The term 'legal tender' often leads to misunderstandings. Despite some customers insisting that businesses must accept cash due to this term, it's simply not true.

In fact, the Bank of England has clarified that 'legal tender' has a 'narrow technical meaning' which doesn't apply to everyday transactions. For example, if you offer to pay off a debt in full with legal tender, you cannot be sued for non-payment.

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