Hairdresser falsified income to fraudulently claim £50k Covid bounce back loan

Jacqueline Docherty has been banned from being the director of a company for 10 years
-Credit: (Image: Facebook)


A hairdresser went bust after fraudulently claiming a £50,000 Covid bounce back loan during the pandemic.

Jacqueline Docherty set up her company Ashley Alexander Hair Studio Ltd in 2014 which was based at her hair salon in Poulton Road, Carlton, near Poulton-le-Fylde.

In July 2020 Mrs Docherty applied for a £50,000 bounce back loan which was set up during the pandemic to allow small businesses to access finance more quickly. Companies could apply to borrow between £2,000 and up to 25 per cent of their turnover to a maximum of £50,000.

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In her application, Mrs Docherty stated that her turnover was £200,000, allowing her to claim the maximum £50,000 which was paid two months later.

However, when HMRC launched an investigation, accounts for the salon show the turnover in 2019 was actually £80,248 which would only have allowed her to claim £20,062. This meant that Mrs Docherty borrowed £29,938 more than she was entitled to.

The Insolvency Service has now banned the 60-year-old from being the director of a limited company for 10 years.

Companies House records reveal that Ashley Alexander Hair Studio Ltd was set up in 2014. In 2022, when the company went into creditors' voluntary liquidation; a voluntary process where the company director opts to wind up an insolvent company with no prospect of recovery, Mrs Docherty completed a document known as a statement of affairs.

In the document, Mrs Docherty confirmed the company owed a total of £53,588.14 to creditors including £7,800 to an employee, £42,365 to Barclays for the bounce back loan, £2,760 to HMRC, £563.90 to the Performing Right Society (which collects royalties from businesses which play music or radio) and £99.24 to Worldpay (which provides card payment machines to businesses).

The Facebook page for Ashley Alexander Hair Studio was last updated in February 2021. LancsLive has attempted to contact Mrs Docherty by calling the salon's number and messaging her personal profile on Facebook.