HMRC says 'here' and hands out £252 boost to married couples

HMRC has shared an official tax tip which could help save couples up to £252 a year. In a new post to X - formerly Twitter - HMRC said couples who are married or in a civil partnership could make a saving through Marriage Tax Allowance.

The post read: "Are you married or in a civil partnership? Here's a tax saving made for two.” It then shared a short clip, highlighting that people could save “up to £252” through Marriage Allowance as the Cost of Living crisis continues up and down the country.

The personal tax allowance for people in the UK, at time of writing (August 2019), is £12,500. That means that up to £12,500 of your earnings are essentially tax free. If you earn any more than that, income tax is collected on the remainder of your salary.

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Married Couple’s Allowance could reduce your tax bill by between £427 and £1,108 a year. You can claim Married Couple’s Allowance if all the following apply: you’re married or in a civil partnership, you’re living with your spouse or civil partner or one of you was born before 6 April 1935.

For marriages before 5 December 2005, the husband’s income is used to work out Married Couple’s Allowance. For marriage and civil partnerships after this date, it’s the income of the highest earner. Married Couple’s Allowance could reduce your tax bill each year if you’re married or in a civil partnership.

For the 2024 to 2025 tax year, it could cut your tax bill by between £427 and £1,108 a year. If you marry or register a civil partnership, you’ll get the allowance on a pro-rata basis for the rest of that tax year. If one of you dies or you divorce or separate, the allowance continues until the end of the tax year.

If you and your spouse or civil partner are separated through circumstance rather than through a decision to formally separate, you can still claim Married Couple’s Allowance.