The way we bank has significantly changed in recent years. Now more than ever, people are choosing to do their banking online, rather than in their local branch.

This has caused a knock-on effect, with closures to major high-street banks taking place throughout the UK.

Figures show 5,162 bank and building society branches have closed since January 2015.

A further 206 branches are set to close by the end of 2023, according to Which? magazine findings, although figures vary.

Virgin Money has recently revealed that it will be shutting down 39 of its UK branches, which may lead to 255 workers being made redundant.

Barclays has recently announced plans to close 14 more bank branches across England and Wales, including two in London.

The latest list of closures will take place in June in another blow for the struggling high street, on top of the 55 branches the bank announced were closing earlier this year.

As a result of nationwide closures, thousands of customers will have no access to their bank branches. They will also possibly face the reality of having their local banks shut forever, with around 32 different locations currently being affected.

According to the cash-machine network Link, 242 closures are scheduled for 2023, and some have already occurred this year. Barclays will close 54 branches and 14 more closures were announced earlier this month.

HSBC is set to close 114 branches and NatWest will bring down the shutters on 52 branches. Meanwhile, Lloyds Bank will close 23 branches, which adds up to 257 closures. Nationwide, however, has promised to keep high-street branches till at least 2024.

The popularity of online banking

Online banking has become an integral way for most people to manage their money and conduct their financial transactions.

The convenience of being able to bank whenever and wherever you choose has changed the banking platform, with a significant drop in customers visiting their local bank.

And business owners may now trust online banks more than traditional high-street banks, with many making the move to digital, reveals the Fintech Times.

Banking through a computer, banking app or a mobile phone is now safe and reliable thanks in part to its secure high protection.

The negative outcome, however, has meant a stark change to the high street, with banking closures becoming commonplace, and resultant job losses.

Bank closures

A list of the areas where banks have closed or are due to close, with dates, are listed below. Click on the bank names for further information on the actual branches being shut.

Virgin Money

• Belfast - November 13

• Bournemouth - November 7

• Brighton - November 9

• Bristol - November 1

• Bromley - November 30

• Cambridge - November 25

• Cardiff - November 2

• Chelmsford - November 20

• Cheltenham - November 30

• Chester - November 19

• Croydon - November 13

• Derby - November 17

• Durham - November 6

• Ellon - November 27

• Enfield - November 21

• Exeter - November 6

• Fort William - November 22

• Golders Green, London - November 22

• Gosforth Centre - November 8

• Guildford - November 14

• Harrow - November 23

• Haymarket, London - November 29

• Hexham - November 7

• Irvine - November 20

• Kendal - November 6

• Kensington, London - November 27

• Kingston - November 28

• Liverpool - December 5

• Lochgilphead - November 21

• Milton Keynes - October 23

• Newton Stewart - November 15

• Norwich - October 26

• Oxford - November 16

• Reading - November 15

• Southampton - November 8

• St Albans - October 24

• Swindon - October 31

• Turriff - November 28

• Wolverhampton - October 18

NatWest

April

Also, visit the official NatWest site for updated information here.

• Southampton, 416 Bitterne Road - April 25

• Blackpool, 344 Lytham Road - April 25

• London, 145 Clapham High Street - April 26

• Stroud, Bank Buildings - April 26

• Fleet, 176 Fleet Road - April 27

• Heslington, Main Street - April 27

May

• Dunstable, 4 High Street North - May 3

• Maidstone, 197 Sutton Road - May 4

• Exeter, 18 St. Thomas Centre - May 9

• Bootle, 329 Stanley Road - May 10

• Crawley, Gatwick Road - May 11

• Frome, 4 Market Place - May 11

• Broadwater, 5 Broadwater Street East - May 16

• Colwyn Bay, 2 Abergele Road - May 17

• Ilminster, 10 East Street - May 18

• London, 10 Marylebone High Street - May 23

• Sheerness, 29 High Street - May 24

• Llansamlet, Phoenix Way - May 25

• Cranbrook, High Street - May 30

• Torquay, 128 Newton Road - May 31

June

• Birstall, 659 Loughborough Road - June 1

Lloyds Bank

Also, visit the Lloyds Bank site for up-to-date information here.

January

• Bath Street, Cheddar- January 9

• 39 High Street Cleobury Mortimer- January 12

• 25 Newport Road Caldicot – January 16

• 5-7 Boston Street Holyhead Anglesey– January 23

• 1 Market Place Helston - January 24

• Looe - January 25

• Slaithwaite and Welshpool - January 26

April

• Norbury – London Road – April 19

• Pontefract – Ropergate – April 20

• Beckenham – High Street – April 20

• 390 Harrogate Rd, Moortown, Leeds LS17 6PY - April 21

• Gillingham – High Street – April 25

• Chingford – Station Road – April 25

• Dagenham – The Heathway – April 26

May

• London – Marylebone High Street – May 3

• Ipswich – Bramford Road – May 4

• Weybridge – Church Street – May 10

• Twickenham – Heath Road – May 11

• Whitstable – High Street – May 11

• Beeston – The Square – May 11

• Wickersley – Bawtry Road – May 15

• Borehamwood – Shenley Road – May 22

• Littlehampton – Beach Road – May 23

June

• Rustington – The Street – June 5

• Aintree – Longmoor Lane – June 6

• Shaftesbury – High Street – June 13

• Newport – High Street – June 13

• Ripley – Oxford Street – June 14

• Hyde – Clarendon Place – June 21

• Harrow – Northolt Road – June 29

Halifax

For the most up-to-date information, visit the bank’s site here.

April

• 20 Main St, Bangor BT20 5AG – April 17

• 58/60 Front St, Chester-le-Street DH3 3BD – April 19

• 50 Fenchurch St, London EC3M 3JY – April 19

• 24 Union St, Aldershot GU11 1DA – April 26

• 6 Broadway Parade, London N8 9DH– April 27

• 579 Barlow Moor Rd, Chorlton-cum-Hardy, Manchester M21 8AE – April 27

May

• 4/6 North End Rd, London NW11 7PL – May 3

• Putney – Putney High Street – May 4

• Norbury – London Road – May 4

• 79 Victoria Rd, Surbiton KT6 4NS – May 10

• 269, 271 Chingford Mount Rd, London E4 8LP – May 15

• 20 Fore St, Redruth TR15 2BD– May 16

• 47 Queensway, Bletchley, Milton Keynes MK2 2ZW – May 18

• 71 High St, Sheerness ME12 1NE - May 23

June

• Maldon – High Street – June 5

• St Neots – High Street – June 6

• Whitley Bay – Park View – June 21

• Purley – Purley Parade, High Street – June 22

• Grays – High Street – June 22

Barclays

January

• 4 Sycamore Road, Amersham, England, HP6 5DT - January 3

February

• 100 Whitby Road, Ellesmere Port, England, CH65 0AD- February 3

• The Parade, Liskeard, England, PL14 6AR - February 3

March

• 2B St Mary Street, Weymouth, England, DT4 8PB - March 3

• 227/231 Heathway, Dagenham, England, RM9 5AN - March 3

April

• 45 Oxford Road, Guiseley, England, LS20 8AE - April 12

• 42 High Street, Hunstanton, England PE36 5AQ - April 12

• 260 Walworth Road, London, England, SE17 1JF - April 13

• 1 Hanbury Road, Bargoed, Gwent, Wales CF81 8XA - April 14

• 5 Church Street, Barnoldswick, England, BB18 5UR - April 14

• 3 Station Road, Flitwick, MK45 1JS - April 14

• 10 Market Place, Macclesfield, SK10 1HA - April 14

• 8/10 High Street, Woburn Sands, Milton Keynes, England, MK17 8RN - April 18

• 93-95 Hutton Road, Shenfield, England, CM15 8JE - April 19

• 104/108 Tower Bridge Road, London, England, SE1 3NG - April 19

• 304 Green Street, London, England, E7 8LG - April 20

• 55 Front Street, Stanhope, Bishop Auckland, England, DL13 2TU - April 21

• 70 Birmingham Road, Rowley Regis, Warley, England, B65 9BA - April 21

• Market Square, Keswick, England, CA12 5BE - April 21

• 390 Harrogate Road, Leeds, England, LS17 6PY - April 21

• 43/44 High Street, Gosport, England, PO12 1DN - April 26

• 18a North End, Bedale, England, DL8 1AD - April 26

• 16 High Street, Bridgwater, England TA6 3DX - April 26

• 2 Church Street, Heywood, England, OL10 1LN - April 28

• 46/49 Broad Street, Stamford, England, PE9 1PZ - April 28

• 10 High Street, Oakham, England, LE15 6AN - April 28

• 45 Market Street, Wymondham, England, NR18 0AL - April 28

May

• 19 Fleet Street, London, England, EC4Y 1AA - May 3

• 56 High Street, Watton England, IP25 6AF - May 3

• 7 High Street, Chislehurst, England, BR7 5AB - May 4

• 19 Church Street, St Helens, England, WA10 1BG - May 4

• 221 Watling Street, Radlett, England, WD7 7AJ - May 5

• Market Place, Leyburn, England, DL8 5BQ - May 5

• 3 Ely Valley Road, Talbot Green, Wales, CF72 8AL - May 5

• 2 New Street, Oundle, England, PE8 4EB - May 5

June

• 6 Manor Street, Bridlington, England, YO15 2RU - June 3

• 4 High Street, Manningtree, England, CO11 1AF - June 7

• 6/8 High Street, Ringwood, England, BH24 1BZ - June 8

• 58 High Street, Newmarket, England, CB8 8NH - June 9

• 10 Bethcar Street, Ebbw Vale, Wales, NP23 6HQ - June 9

• 21 Cowgate, Kirkintilloch, Scotland, G66 1HW - June 9,

• 10 Yorick Road, West Mersea, Colchester, England, CO5 8HX - June 13

• 3 Beckenham Road, Beckenham, England, BR3 4ES - June 14

• 47 High Street, Merthyr Tydfil, Wales, CF47 8DL - June 14

• 1 Tudor Square, West Bridgford, England, NG2 6BT - June 15

• 29 High Street, Mildenhall, England, IP28 7EA - June 14

• 21 High Street, Lymington, England, SO41 9YJ - June 15

• 35 Notting Hill Gate, London, England, W11 3JR - June 16

• 1 Station Road, Knowle, England, B93 0HW - June 16

• 46 Rhosmaen Street, Llandeilo, Wales, SA19 6HF - June 23

• 38/42 High St, Mold, England CH7 1BB - June 30

• 12 Station Street, Saltburn-by-the-Sea, England, TS12 1AB - June 30

• 24 Fore Street, Tiverton, England, EX16 6LE - June 28

• 106 High Street, Honiton, England, EX14 1JW - June 23

• 10 The Square, Caterham, England, CR3 6XH - June 23

• 112 Woodcote Road, Wallington, England, SM6 0LY - June 28

• 65/67 Sandgate Road, Folkestone, England, CT20 1RY - June 23

• 66 Market Place, Chippenham, England, SN15 3JA - June 23

• 1 The Square, Holmes Chapel, England, CW4 7AF - June 27

• 13/15 Victoria Street, Holmfirth, England, HD9 7DF - June 23

• 337/339 Stanley Road, Bootle, England, L20 3EB - June 30

• 207 High Road, Loughton, England IG10 1AZ - June 22

• 28 Chesterton Road, Cambridge, England, CB4 3AL - June 28

July

• 16 Newton Road, Mumbles, Swansea, Wales, SA3 4AU - July 3

• 78 Regent St, Kingswood, Bristol BS15 8LD - July 6

• 15 High St, Chipping Norton OX7 5AE - July 6

• 35 Market Hill, Sudbury CO10 2EP - July 6

• 1 High St, Canvey Island SS8 7RA - July 7

• 137 Brompton Road, London, England, SW3 1QF - July 7

• 20 Bondgate Within, Alnwick NE66 1TF - July 7

• 9 Castle St, Llangollen LL20 8PB - July 7

• 18 Main St, Bentham, Lancaster LA2 7HL - July 12

• 1 Gravel Hill, Wombourne, Wolverhampton WV5 9HA - July 12

• 62 Station Rd, Hayes UB3 4DF - July 13

• 7, The Cross, Oswestry SY11 1PW - July 14

• 1 Seafield Rd, Seahouses NE68 7SJ - July 14

• 235 Northolt Rd, South Harrow, Harrow HA2 8HN - July 14

• 76 High St, Yarm TS15 9AH - July 14

• 61 Bow St, County, Lisburn, Antrim BT28 1DR - July 21

• 3 High St, Portadown, Craigavon BT62 1HZ - July 28

August

• 21 Market Place, Sleaford, England, NG34 7SS- August 3

• 39/40 Fleet Street, Torquay, England, TQ2 5DL- August 3

• 85 High Street, Sittingbourne, England, ME10 4AW - August 3

October

• 161 High Street, Kings Heath, Birmingham, England, B14 7LA- October 3

Santander

March

• Unit 45, Bluewater Shopping Centre, Dartford, England, DA9 9SQ - March 30

• 27 The Arcade, Meadowhall Centre, Sheffield, England, S9 1EH - March 30

• 93-95 St Peters Street, Derby, England, DE1 2AT - March 30

April

• 130 Market Street, Piccadilly, Manchester, M60 1AY - April 13

June

• 29 Midsummer Place, Milton Keynes, England, MK9 3GB - June 29

• 201 Grafton Gate East, Milton Keynes, England, MK9 1AN - June 29

HSBC

April

• 17 Market Place, Blandford Forum, England, DT11 7AG - April 18, 2023

• 2 Devonshire Road, Bexhill-On-Sea, England, TN40 1AT - April 18, 2023

• Market Hill, St Ives, England, PE27 5AP - April 18, 2023

• 14 Fore Street, St Austell, England, PL25 5EL - April 18, 2023

• 2 Frogmore Street, Abergavenny, Wales, NP7 5AF - April 18, 2023

• 29A Church Street, Cromer, England, NR27 9ES - April 18, 2023

• The Commons High Street, Shaftesbury, England, SP7 8JX - April 25, 2023

• 20 Badminton Road, Downend, England, BS16 6BN - April 25, 2023

• 7 Market Pl, Market Bosworth, England, CV13 0JR - April 25, 2023

• 74 High Street, Alton, England, GU34 1EZ - April 25, 2023

• 1 Broad Street, Leominster, England, HR6 8BU- April 25, 2023

May

• 20-22 Railway Road, Coleraine, Northern Ireland, BT52 1PD - May 2, 2023

• Bank Square, Wilmslow, England, SK9 1AR - May 2, 2023

• Alexandra House, The Quay, Bideford, England, EX39 2AF - May 2, 2023

• 21 Market Place, Gainsborough, England, DN21 2BU - May 2, 2023

• 279 Whitley Road, Whitley Bay, England, NE26 2SW - May 2, 2023

• 18 Broad Street, Launceston, England, PL15 8AQ - May 2, 2023

• 26 Biggin Street, Dover, England, CT16 1BJ - May 9, 2023

• 5 High Street, Brecon, Wales, LD3 7AH - May 9, 2023

• 104 Front Street, Arnold, England, NG5 7EG - May 9, 2023

• 186 Broadway, Didcot, England, OX11 8RP - May 9, 2023

• Wellington Square, Minehead, England, TA24 5LH - May 9, 2023

• 23 Market Street, Brighouse, England, HD6 1AR - May 16, 2023

• 4 King Street, Stroud, England, GL5 3DS - May 16, 2023

• 4 Baxtergate, Whitby, England, YO21 1BD - May 16, 2023

• 1 High Street, Stamford, England, PE9 2AL - May 16, 2023

• 1 Great Cornbow, Halesowen, England, B63 3AD - May 16, 2023

• 17 East Street, Bridport, England, DT6 3JZ - May 23, 2023

• 125 Church Road, Hove, England, BN3 2AN - May 23, 2023

• 46 Market Hill, Sudbury, England, CO10 2ES - May 23, 2023

• Barras Street, Liskeard, England, PL14 6AE - May 23, 2023

• 36 Market Place, Fakenham, England, NR21 9DA - May 23, 2023

• 27 Gloucester Road, Filton, England, BS7 0SQ - May 30, 2023

• 25-29 Murraygate, Dundee, Scotland, DD1 2EE - May 30, 2023

• 109 High Street, Waltham Cross, England, EN8 7AJ - May 30, 2023

• 11 Hinckley Road, Leicester, England, LE3 0LG - May 30, 2023

• 15 High Street, Market Harborough, England, LE16 7NN - May 30, 2023

• 37 High Street, Stourport-On-Severn, England, DY13 8BD - May 30, 2023

June

• 24 Market Place, Frome, England, BA11 1AJ - June 6, 2023

• 52-56 Meadow Lane, Portadown, Northern Ireland, BT62 3NJ- June 6, 2023

• 19 Princess Street, Knutsford, England, WA16 6BZ - June 6, 2023

• 2-6 Murray Place, Stirling, Scotland, FK8 2DD - June 6, 2023

• 12 Beaufort Square, Chepstow, Wales, NP16 5XJ - June 6, 2023

• 12 Market Place, Pocklington, England, YO42 2AR - June 6, 2023

• 61 High Street, Skipton, England, BD23 1DW - June 13, 2023

• 1 Herbert Terrace, Stanwell Road, Penarth, Wales, CF64 2AH - June 13, 2023

• 86 High Street, Honiton, England, EX14 1JN - June 13, 2023

• 1 Wells Road, Ilkley, England, LS29 8HG - June 13, 2023

• 26 Market Place, Sleaford, England, NG34 7SB - June 13, 2023

• 21 Fowler Street, South Shields, England, NE33 1NW - June 13, 2023

• 2 London Road, Twickenham, England, TW1 3RY - June 20, 2023

• 32 Gloucester Road, Ross-On-Wye, England, HR9 5LF - June 20, 2023

• 1 Sheep Street, Bicester, England, OX26 6JA - June 20, 2023

• 28 High Street, Oakham, England, LE15 6AR - June 20, 2023

• 1 Market Place, Wells, England, BA5 2RN - June 20, 2023

• 36 Fore Street, Hertford, England, SG14 1BS - June 20, 2023

• 87 Station Road, New Milton, England, BH25 6JE - June 27, 2023

• 63 High Street, Lewes, England, BN7 1XQ - June 27, 2023

• 5 High Street, St Neots, England, PE19 1DE - June 27, 2023

• 12 Molesworth Street, Wadebridge, England, PL27 7DB - June 27, 2023

• 1 Commercial Street, Pontypool, Wales, NP4 6XU - June 27, 2023

• 3 New Market, Beccles, England, NR34 9HQ - June 27, 2023

July

• 40 High Street, Portishead, England, BS20 6EN - July 4, 2023

• 18 North Street, Leatherhead, England, KT22 7AR - July 4, 2023

• 1 Aldermans Hill, Palmers Green, England, N13 4YE - July 4, 2023

• High Street, Coalville, England, LE67 3EN - July 4, 2023

• 11 Victoria Square, Droitwich, England, WR9 8DH - July 4, 2023

• 41 Market Place, Long Eaton, England, NG10 1JN - July 11, 2023

• 35 Middle Road, Southampton, England, SO31 7GH - July 11, 2023

• 30 Station Road, Port Talbot, Wales, SA13 1JR - July 11, 2023

• 23 Market Street, Kingswinford, England, DY6 9JT - July 11, 2023

• 11 North StreetWetherby, England, LS22 6NT - July 11, 2023

• 58 Bromborough Village Road, Brombrough, England, CH62 7ET - July 18, 2023

• 88 Town Street, Horsforth, England, LS18 4AR - July 18, 2023

• 189 High Street, Gosforth, England, NE3 1HE - July 18, 2023

• 45 High Street, Bognor Regis, England, PO21 1RU - July 18, 2023

• 46 High Street, Marlow, England, SL7 1AT - July 18, 2023

• 1 High Street, Harpenden, England, AL5 2RS - July 18, 2023

• 15 High Street, Christchurch, England, BH23 1AF - July 25, 2023

• 3 Sutton Park Road, Seaford, England, BN25 1QY - July 25, 2023

• Church Street, Ripley, England, DE5 3BY - July 25, 2023

• 100 High Street, Tonbridge, England, TN9 1AN - July 25, 2023

• 91 High Street, Blackwood, Wales, NP12 1PN - July 25, 2023

• 155 Mile Cross Lane, Norwich, England, NR6 6RL - July 25, 2023

August

• 11 Canford Lane, Westbury-On-Trym, England, BS9 3DE - August 1, 2023

• 172 Upper Richmond Road, Putney, England, SW15 2SH - August 1, 2023

• 219 Stamford Street, Ashton-Under-Lyne, England, OL6 7QH - August 1, 2023

• 5 Moor Street, Ormskirk, England, L39 2A - August 1, 2023

• 46 The Square, Kenilworth, England, CV8 1EA - August 1, 2023

• 18 High Street, Reigate, England, RH2 9AY - August 8, 2023

• 789 High Road, North Finchley, England, N12 8JX - August 8, 2023

• 2 Market Place, Cirencester, England, GL7 2NS - August 8, 2023

• 6 Market Place, Henley-On-Thames, England, RG9 2AN - August 8, 2023

• 17 Vale Street, Denbigh, Wales, LL16 3AG - August 8, 2023

• 122 Finchley Road, Hampstead, England, NW3 5JD - August 15, 2023

• 2 Market Place, Chippenham, England, SN15 3HE - August 15, 2023

• 465 Bethnal Green Road, Bethnal Green, England, E2 9QW - August 15, 2023

• 173 High Street, Hornchurch, England, RM11 3YS - August 15, 2023

• 7 Conway Road, Colwyn Bay, Wales, LL29 7AD - August 15, 2023

• 15 Cornhill, Dorchester, England, DT1 1BJ - August 22, 2023

• Queen Street, Morley, England, LS27 8DY - August 22, 2023

• 2 Market Place, Wymondham, England, NR18 0AP - August 22, 2023

• 38 Union Street, Ryde, England, PO33 2LJ - August 22, 2023

• 25 High Street, Windsor, England, SL4 1LN - August 22, 2023

• 75 Llandennis Road, Rhydypenau, Cardiff, Wales, CF23 6EE - August 29, 2023

• 53 Nottingham Road, Eastwood, England, NG16 3AE - August 29, 2023

• 48 High Street, Leighton Buzzard, England, LU7 1EE - August 29, 2023

TBC

• 61 High Street, Cowbridge, Wales, CF71 7YJ - TBC

• Market Place, Settle, England, BD24 9EN - TBC

• 66 Station Road, Oxted, England, RH8 0PJ - TBC

• Market Place, Epworth, England, DN9 1EU - TBC

• 1 The Square, Holsworthy, England, EX22 6DN - TBC

• 17 The Marsh, Hythe, England, SO45 6ZB - TBC

• Tudor Square, Tenby, Wales, SA70 7AG - TBC

What can I do if there are no banks near me?

For those who struggle to get online, some basic banking facilities may be available at your local Post Office branch.