The way we bank has significantly changed over the past few years, with more people than ever opting to bank online.
This has caused a knock-on effect, with closures to major high-street banks being seen across the UK.
Figures show 5,162 bank and building society branches have closed since January 2015.
A further 206 branches are set to close by the end of 2023, according to the Which? findings.
As such, thousands of customers will have no access to their bank branches and possibly face the reality of having their local banks shut forever, with around 32 different locations currently being affected.
According to the data, NatWest will see around 43 branches closing, HSBC will close 114 branches, Barclays is shutting 11 banks, Lloyds Bank is closing 14 outlets, while Santandar and Halifax will close five of their branches, and Nationwide will shut one.
Many of these closures will take place in January, with others throughout the year.
Popularity of online banking
Online banking has become an integral way most people manage their money and conduct their financial transactions.
The convenience of being able to bank whenever and wherever you choose has changed the banking platform, with a significant drop in customers visiting their local banking branch.
Banking through a computer, banking app, or your mobile phone is now safe and reliable thanks in part to its secure high protection.
The negative outcome, however, has meant a stark change to the high street, with banking closures becoming commonplace, with resultant job losses.
Bank closures in January
The full list of the areas where banks are closing this month, with dates, are listed below. Click on the bank names for further information on the actual branches being shut.
London (WC1V) and Dundee - January 10
Lewes and Market Harborough - January 11
Broadstone and Ayr - January 12
Croydon - January 17
Aberdeen - January 18
Coventry - January 19
Edinburgh and London – January 24
Beeston and Berkhamstead – January 25
Cheltenham and Glasgow – January 26
Bromsgrove - January 31
Cheddar and Cinderford - January 9
Cleobury Mortimer and Pwllheli - January 12
Caldicot and Llandrindod Wells – January 16
Holyhead and Wallingford – January 23
Helston and Bishop’s Waltham - January 24
Looe - January 25
Slaithwaite and Welshpool - January 26
Coleraine - January 10
Leeds - January 12
Birmingham - January 25
What can I do if there are no banks near me?
For those who struggle to get online, then some basic banking at their local Post Office branch will typically be available.