Liz Truss: I can lead, I can make tough decisions and I can get things done
Unusual variations on a classic combination
The next round of RMT rail strikes to affect Sky Bet Ebor festival.
THUNDERSTORMS are due to bring an end to the latest heatwave in Essex this week, with forecasters warning for the potential of torrential downpours.
Seven in 10 Americans live paycheck to paycheck, new research suggests. A recent survey of 2,007 U.S. respondents found that 63% don’t see themselves reaching a level of financial security that will allow them to live the lifestyle they want. Lack of financial education and resources may be to blame, particularly for women, who were less likely to say they’d had access to them than men (65% vs. 84%). To educate themselves en route to financial comfort, most turn to social media (45%), their family (44%) and online media such as financial news websites (42%). Conducted by OnePoll on behalf of AmeriLife, the survey also explored the necessities for financial peace of mind among different groups. While most women noted an absence of credit card debt (59%) as the most important requirement for financial comfort, the majority of men cited homeownership (58%). Respondents also differed in what they considered to be essential for financial wellness. Seventy-nine percent of people earning over $150,000 found a savings account to be “very” important, compared to just 54% of those with an income of $60,000 to $89,999. On average, respondents said they’d need $686 of disposable income per month to feel financially comfortable. And when it comes to retirement, the average American plans to start thinking about it at age 40. Yet seven in 10 said their understanding of personal financial comfort kept changing after they reached adulthood. “Things don’t always go according to plan; no matter your income, having a budget is key,” said Denny Southern, president of annuities and retirement planning for AmeriLife. “If possible, a person should have six months of expenses readily available in savings. Once they achieve this, they can then target 30% of their income for things they want, and the remaining 20% for their savings. The earlier a person can do this, the further it will take them towards a comfortable retirement.” Millennials (76%) were most likely to say that at some point in their adult life, a personal healthcare-related bill caused them to spend a large chunk of their savings. They also noted that keeping up with healthcare-related bills has derailed them from making other payments (70%), more so than any other age group. For most of the millennial respondents, that sacrifice came in the form of a down payment or mortgage on a home (57% and 56%). Regardless of age, the vast majority (82%) believe that financial comfort is important to their mental and emotional well-being. “It’s important to know how to offset costs of both planned and unforeseen events,” said Frank Tebyani, president of career agency distribution for AmeriLife. “It’s not surprising to note, however and unfortunately, that only three in 10 respondents use financial advisors as a resource to educate themselves to attain financial comfort." "It's critical that we continue positioning financial advisors as a support system for people," Tebyani added. "It's a necessity to make the idea of financial comfort more accessible so people can consider their financial wellness more holistically." ESSENTIALS FOR FINANCIAL COMFORT No credit card debt (57%) Good credit score (54%) Homeownership (53%) Residual/ancillary income (52%) Savings account/rainy day fund (52%) Being able to retire (51%)
Nicholas Brian Oakland hurtled at 122mph along a major road through weekday afternoon traffic, York Crown Court heard.
Four drivers and car owners are facing large bills after they failed to respond to court summons and were convicted in their absence.
Most Conservative Party members still prefer Boris Johnson over either of the two candidates vying to take over as prime minister, a new poll shows. In a head-to-head vote, 63% of party members chose the prime minister compared with 22% for Liz Truss, Opinium found. When asked about Mr Johnson versus Rishi Sunak, 68% went for the PM, with 19% opting for his former chancellor.
Bristol Balloon Fiesta: Dozens of hot air balloons fill sky as they take flight.Source: James Acres, Twitter
At least 41 people were killed when a fire broke out at a church in the Giza neighborhood of Imbaba on August 14, the Coptic Orthodox Church reported citing health officials.The fire broke out at the Abu Sefein church around 9 am local time, the country’s interior ministry reported. The cause of the fire was an electrical fault in an air conditioner in the building, the ministry said. At least two policemen and three members of the civil protection forces were injured in the response to the fire, according to the ministry.These images were published by the country’s Ministry of Social Solidarity. According to the ministry, the images show people injured in the fire being treated at Agouza Hospital. Credit: Ministry of Social Solidarity via Storyful
MORE than 20,000 migrants have been detected trying to cross the English Channel in small boats so far this year, new government figures show.
THE owner of the ClydeUnion Pumps engineering facility in Glasgow is selling off land at the Cathcart site to raise cash to reinvest in the business, it was announced this morning.
A red panda that spent two days on the lam after escaping from an Australian zoo was recaptured after he was spotted hanging out in a fig tree in a nearby park
Residents of Heimaey, an island off the coast of Iceland, form puffin patrols to rescue chicks
The 17‑year‑old British gymnast Jessica Gadirova overcame moments of self-doubt to retain her European floor title
A wooden bridge over a river in southern Norway has collapsed with a car plunging into the water and a truck getting stuck on a collapsed section
Gregory Vooght was accused by the Metropolitan Police of flouting the pandemic restrictions, but told a court he was sitting at his desk working when officers arrived.
The development could increase the supply of kidneys available for transplant.
The Met Office has warned of torrential downpours and possible flooding over the next few days
Storms are now expected to hit across Scotland from 9am on Sunday, with the heavy rain continuing into Monday, the Met Office forecasts.
Cost-of-living concerns mix with the ghost of George Best in the Sunday splashes.
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