Here's Why Fintech Has Such an Advantage Over Traditional Banks

Matthew Frankel, CFP, The Motley Fool
·4-min read

When discussing fintech disruptors, it is often cited that they have a superior cost structure to traditional banks, due to the lack of branches and other costs of doing business. But there is another big advantage fintechs have that isn't talked about nearly as much: regulation, or the lack thereof.