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6 Home Upgrades That Could Reduce Home Insurance Costs

Remodeling or improving a home can be expensive, and homeowners need to consider the return on investment they'll get (especially if they are financing home improvements with a loan). When determining if an upgrade is likely to pay off in the long run, it's also worth considering whether the changes to the property could affect home insurance premiums. You see, the price of homeowners insurance is based on the risk of a claim being made.