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3 Ways to Cut Down on Credit Card Use Without Closing Your Accounts

3 Ways to Cut Down on Credit Card Use Without Closing Your Accounts

Overusing credit cards can lead to a lot of financial trouble if you're not able to pay off your credit card bill in full and on time. If you're worried you may end up getting in over your head in credit card debt, you may be tempted to close your existing credit card accounts. Unfortunately, if you close your accounts, your credit score could take a hit.