What Happens if I Change My Mind After Applying for a Credit Card?

·6-min read
What Happens if I Change My Mind After Applying for a Credit Card?

You see an ad for a credit card, and at first glance, it looks like a great deal. The credit card company has no way of knowing that you've changed your mind until you make it clear. It's worth noting that a hard credit check (like the one creditors run before approving an application) likely lowered your credit score by a few points at most.

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