PIP payment advice for anyone with depression, anxiety or musculoskeletal pain

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Over three million Brits are currently receiving Personal Independence Payment (PIP) benefits, a financial aid designed to assist individuals with living costs related to disability or long-term health conditions. Despite this, many who suffer from common ailments and qualify for this support from the Department for Work and Pensions (DWP) fail to claim it.

Common health issues such as certain mental health or muscular problems could make you eligible for regular cash payments from the DWP, potentially up to £470 a month for those needing help with daily living costs. An additional mobility-related payment can add another £328 to each PIP installment.

Despite an increase in people claiming the benefit due to work-related illness, DWP data reveals that the majority of PIP applications (59%) are rejected for not meeting the criteria. However, determining whether you fall into the broad categories of disability and sickness outlined by the department can be challenging.

READ MORE: DWP warned of 'vicious cycle' of sickness as record numbers of Brits signed off work

Research by Homecare indicates that most PIP claimants will fall into five categories, although there is no definitive list of conditions that guarantee financial assistance. However, if you're one of the millions struggling with everyday life due to a common ailment, you might be able to get some help and alleviate some of your stress.

If you apply for PIP, you will have to wait for an assessment, where your capability to work, or just function in day-to-day life, is taken into account before you are rejected, or approved and given a low or high award. The lower level of the PIP daily living benefit is worth £315 every month, reports the Mirror.

Mental health issues

If you live with a mental health condition that affects how you interact with people and the world around you, PIP is one of the most straightforward ways to get financial assistance. Around a third of all PIP claims are for mental health issues and psychiatric disorders, the most common cause for requiring extra help.

Not everyone will qualify after the assessment, but some examples of conditions that people can claim for include:

  • Anxiety

  • Panic attacks

  • Post-traumatic stress disorder (PTSD)

  • Depression

  • Bipolar disease

  • Eating disorders

  • Obsessive compulsive disorder (OCD)

  • Addictions (for example drug or alcohol misuse)

Respiratory diseases

Problems with your breathing can make everyday tasks far more difficult, or even impossible. If you struggle to catch your breath due to an underlying health condition, you should consider applying for some help with your living costs.

The most common respiratory issues that qualify people for PIP are:

  • Asthma

  • Cystic Fibrosis

  • Emphysema

  • Chronic bronchitis

Musculoskeletal - General

People who live with musculoskeletal problems are much more likely to struggle to get around or work full time due to their conditions, Many who have particularly severe issues will also qualify for the additional mobility PIP award.

Typical muscle or bone-related issues that people claim PIP for are:

  • Arthritis

  • Osteoarthritis

  • Fibromyalgia

  • Carpal tunnel syndrome

  • Tendonitis

Musculoskeletal - Regional

If your muscular or bone-related issues are specific to a part of your body, it is categorised as a regional musculoskeletal issue. This could mean a problem with almost any part of your body, such as a repetitive strain injury, or broken limb.

Neurological disorders

People who live with a condition that affects their brain and nervous system should qualify for help through PIP. These can range from age-related conditions to common neurological disorders like epilepsy.

Other examples of PIP-qualifying neurological disorders are:

  • Motor neurone disease

  • Multiple sclerosis (MS)

  • Epilepsy

  • Parkinson’s disease

  • Alzheimer’s

  • Narcolepsy