Savvy 31-year-old with 33 bank accounts says it 'saved him millions'

Aaron Knightley
-Credit: (Image: (Image: Aaron Knightley))


A savvy 31-year-old claims he has 33 bank accounts - and it's helped him 'become a millionaire'. Business whizz Aaron Knightley has revealed the simple yet thrifty habits that have catapulted him from the daily grind to achieving total financial independence. Once a lad on a council estate, Aaron said he was resolved to avoid the same financial troubles his parents faced.

Now, he suggests you'd be excused for thinking his impressive wealth belonged to a well-off "75-year-old" - and a significant factor is how he handles money. "I grew up and my family didn't have money I, even until this day, I don't really spend money on materialistic things but I've done pretty well financially for my age," he disclosed to The Express in an exclusive interview.

"I've looked after my money very well and what I figured out early on is that my main goal was to get out of a nine-to-five job. I really didn't want to be in a nine-to-five job. So, I knew that I needed to have what I call 'f*** you money'... So, in order to do that, I just needed to manage my money correctly."

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Incredibly, the self-employed 31-year-old claims he owns a staggering 33 bank accounts across a range of major firms, including Nationwide, Monzo and Starling Bank. Although his primary reason for doing so is to manage '15 streams of income', he suggests that splitting up your cash is a good way to prioritise financial goals, reports the Express.

Aaron, a financial guru, has shared his savvy approach to managing money, which involves an intricate system of 'holding accounts' and 'net accounts'. He said: "Then it will start to sort of fish off into savings and investments, my son's money, emergency, maintenance, floating funds, cash reserves, venture capital, stocks and shares ISA, my private pension... crypto and holiday money."

Despite the complexity, Aaron maintains that the process is streamlined by using standing orders, ensuring that funds are automatically distributed across his various accounts each month. He emphasised the benefit of this method, saying, "A standing order means every time that income comes in there's no emotion in it," and highlighted how it removes the emotional aspect from financial decisions.

"Most people get emotionally involved. So, if you owed me £100, some people wouldn't even put that on a standing order to pay back."

"They'd get paid and they'd be like 'oh, I've just been asked to go out by the girls, but I owe Aaron £100'... Because there's an emotional feeling involved they might be like 'oh, I'll pay him back next week and I'll go out with the girls'. I've taken all the emotion out of all my finances [it's all automated]."

Finance expert Aaron has sparked controversy by suggesting that people may not be as badly off during the cost-of-living crisis as they believe.

He challenged the prevailing sentiment, stating: "If someone says to me 'Aaron look at it in the paper, the cost-of-living crisis is real, prices are going up', my question would be: 'ok, number one I want to look at your finances, where you spend your money'... They would never let me look."

Aaron claimed he could identify unnecessary expenditures, asserting: "I would go through it finally to find out where they spend their money and I guarantee it would be on the following: NowTV, Netflix, curries, restaurants, JD, finance, financing a car, keeping up with the Joneses, remortgaging when you can't afford the payments."

He concluded with a striking critique of consumer culture: "Money is there, they don't live frugally, everyone wants to pretend to look rich because of society and social media, but no one's got a pot to p*** in."