State pension payment changes means delays for some claiming after a certain date
State Pension payments are set to be delayed as the age for eligibility begins to rise. Individuals born within a specific one-year period are being alerted that their pension won't be due on their birthday but could be delayed by up to a year, as the State Pension age starts to increase.
For those born between October 6, 1954 and April 5, 1960, the official State Pension age is more straightforward - it will be their 66th birthday. However, it's important to remember that your pension doesn't automatically start going into your account - you should receive an invitation letter from the DWP with a code to use so you can begin claiming the cash, currently £221.20 a week (£11,502.40 a year) and set to rise in line with pay growth (to £11,962.60 a year) from next April.
On the other hand, for those born between April 6, 1960 and March 5, 1961, their State Pension age will vary. This is due to the State Pension age for both men and women set to increase to 67 between 2026 and 2028.
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So, instead of reaching State Pension age on a fixed date, individuals born within this specific timeframe will reach their State Pension age at 66 years and a gradually increasing number of months. The details are provided below so you can calculate when your pension is due, reports Birmingham Live.
State Pension age is reached on the following dates:
Born April 6, 1960-May 5, 1960: 66 years and 1 month
Born May 6, 1960-June 5, 1960: 66 years and 2 months
Born June 6, 1960-July 5, 1960: 66 years and 3 months
Born July 6, 1960-August 5, 1960: 66 years and 4 month. Note that a person born on July 31, 1960 is considered to reach the age of 66 years and 4 months on November 30, 2026.
Born August 6, 1960-September 5, 1960: 66 years and 5 months
Born September 6, 1960-October 5, 1960: 66 years and 6 months
Born October 6, 1960-November 5, 1960: 66 years and 7 months
Born November 6, 1960-December 5, 1960: 66 years and 8 months
Born December 6, 1960-January 5, 1961: 66 years and 9 months. But note that a person born on December 31, 1960 is considered to reach the age of 66 years and 9 months on September 30, 2027.
Born January 6, 1961-February 5, 1961: 66 years and 10 months. But note that a person born on January 31, 1961 is considered to reach the age of 66 years and 10 months on November 30, 2027.
Born February 6, 1961-March 5, 1961: 66 years and 11 months
Born March 6, 1961-April 5, 1977: 67. For people born after April 5, 1969 but before April 6, 1977, under the Pensions Act 2007, State Pension age was already 67.
The State Pension age for both men and women is set to rise from 67 to 68 between 2044 and 2046. Nevertheless, this could undergo changes following a review by the Government, with previous Work and Pensions Secretary Mel Stride indicating it might be "2040 or thereabouts."