New ATM rules in 17 parts of England as cashpoint 'trial' begins

A new ATM system is being "trialled" for bank account customers in the UK. Residents in areas without branches can withdraw and deposit cash with various high street banks using one machine, it has now emerged, with a 'super ATM' being rolled out.

Major high street banks have worked together to install “multi-bank deposit ATMs” that could offer a lifeline for those without a branch. The aim is to have more than 100 in place across the country by the end of the year.

The machines offer free cash deposits to customers of Bank of Scotland, Barclays, Halifax, Lloyds, NatWest, Royal Bank of Scotland and Ulster Bank, with more banks due to be added “soon”. Cash remained “an important part of the payments mix” for many small businesses and their customers, said Martin McTague, national chair of the Federation of Small Businesses.

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He added: “The ability to deposit in a super-ATM that works for multiple banks is an important innovation, and could make a real difference alongside the accelerated rollout of banking hubs and maintenance of Post Office counters.”

The banking trade body UK Finance has said that changes in customer habits meant banks “had to make difficult decisions about maintaining their branches”. Gareth Oakley, the chief executive of Cash Access UK, said that access to deposit-taking ATMs was vital.

And he added: “It’s just as important that businesses who accept cash can bank it, too.” The areas in the UK set to receive a super ATM in the first stage of the rollout are:

Atherstone, Warwickshire

Swanage, Dorset

Heathfield, East Sussex

Bourne, Lincolnshire

Billericay, Essex

Shanklin, Isle of Wight

Finchley, North London

Leigh-on-Sea, Southend

Chipping Norton, Oxfordshire

Tonbridge, Kent

Oxted, Surrey

Ilfracombe, Devon

Bradford, West Yorkshire

Yarm, North Yorkshire

St. Ives, Cornwall

Cowbridge, Vale of Glamorgan

Aviemore, Scottish Highlands