Drivers warned to 'declare' item or risk car insurance being 'invalid'

Drivers have been warned they need to "declare" certain items to ensure their car insurance isn't invalidated. Drivers, road users and motorists who make changes to their vehicle must declare them to their insurer as soon as possible.

TikTok user @georgescarmedia explained: "What modifications do I need to declare to my insurance on my modified car? Now, using our Mk3 Ford Focus RS Police Car, I'm going to make this topic a little easier to understand.

"Of course, when this car came out of the factory, as you can see, it was light blue. But, because we have now wrapped it black with yellow and blue stripes, this is a really good topic to talk about. We told the DVLA that the car is black because it predominantly is, but we've had to tell the insurance company that it's a black car with yellow and blue stripes."

READ MORE UK tourists on holiday in Majorca in July and August slapped with 'water cut'

He added: "Now if we use the wheels as an example because these Revo wheels did not come with the [Ford Focus] RS as standard, we've had to tell the insurance company that we've now got new wheels. Again, with the brake kit from MJ Performance, it's not a standard modification and we've told the insurance company that."

He continued: "With the RS spoiler because this actually came out of the factory with this, it's something that we didn't have to declare. But, if you come to the front of the car, the front splitter was not on the car from the factory. So, we've had to tell the insurance company about it.

"And it's the same again with the Zunsport, the same again with the Revo intercooler and the same again with the custom number plate. Although it is a little bit unique to other modifications, these [private plates] are a really good example of another way to identify your car, and but drivers need to tell their insurance company about it."