New banking hub for Ayrshire town on the horizon as Bank of Scotland branch extends its stay until June

Paul Behan
·2-min read
The Bank of Scotland branch in Dalrymple Street, Girvan
The Bank of Scotland branch in Dalrymple Street, Girvan -Credit:Google Street View


A new banking hub will be coming to Girvan in the summer, it has been confirmed today.

Ayrshire Live can reveal how the Bank of Scotland branch, in the town’s Dalrymple Street, has been given a one-month stay of execution.

The branch was due to close on Monday, May 20, leaving customers facing a near 40-mile return trip to Ayr in order to access face-to-face banking - or the prospect of a 58-mile return trip to Stranraer’s George Street, for a similar service.

However, a decision to extend the branch’s stay in the town has been made and it will now close on Monday, June 17. Ayrshire Live has learned that the decision to keep the branch open until June is to enable a new banking hub, similar to the one that opened in Troon last year, to get up and running.

A Bank of Scotland spokesperson said: “As many customers now choose to bank through their mobile app or online, visits to our Girvan branch have fallen over recent years.

“Customers can use the local Post Office for everyday banking, which is a short walk away, and access cash at the nearby free-to-use ATMs. Customers can also manage their money online, by calling us, or at the new Banking Hub once it is up and running.“

The spokesperson also confirmed that a new Banking Hub has been “recommended” for Girvan by LINK, one of the firms heavily involved in establishing the banking hubs scheme.

Banking Hubs have a traditional banking counter, run by the Post Office, where customers of main UK banks can deposit and withdraw cash, pay-in cheques and check balances. Community Bankers from the UK’s largest banks also visit the Banking Hubs, providing help with more specialised services.

Pictured is the new banking hub that opened in Troon back in May 2023
Pictured is the new banking hub that opened in Troon back in May 2023 -Credit:A Watson Photography

Banking Hubs are set up and run by Cash Access UK, as they provide services for customers of all major UK banks.

Ayrshire Live previously told how the branch in Dalrymple Street was one of 21 earmarked for closure across Scotland, including the one in Cumnock, prompting an outcry from councillors and the public. Lloyds Banking Group, the owners, said the decision was down to changing customer habits and the rise of internet banking.

And proposals to ‘decommission’ the Bank of Scotland branch in Girvan were submitted to council planners earlier this year for consideration.

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