One valuable thing to do in your 30s is to start paying attention to your finances and setting yourself up for a more financially secure future. This is a big problem for many people, because once you owe tens of thousands of dollars on your credit cards and you're being charged steep interest rates, as credit cards tend to do, it can be hard to pay it off. Often, it's impossible to make any other progress in your financial life, such as saving and investing.
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