Balance transfer credit cards are cards that offer a low promotional rate for balances transferred over from another credit card. For example, a balance transfer card might offer you a 0% interest rate for 15-months on up to $5,000 in transferred balances. If you moved money from one or more old credit cards over to the balance transfer card, you would be able to pay 0% interest for over a year on up to $5,000 worth of credit card debt.
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